Military CalculatorsPay, BAH, Retirement, VA Disability & PT Score Tools for 2026
Military calculators turn official DoD and VA tables into your own numbers. Use the free tools below to estimate 2026 military pay and BAH, project a High-3 or BRS retirement, combine VA disability ratings, score the Army AFT, Navy PRT, Air Force PT or Coast Guard PFT, check ASVAB line scores and convert military time, with every figure traced to its source.
Checked against DFAS pay tables, DoD BAH rates, VA compensation rates and army.mil. Independent and not affiliated with the DoD or VA.
Which military calculator do you need?
Most people arrive with one of six questions: how much will I be paid, how much is my housing allowance, what will I get when I retire, what is my VA disability rating worth, did I pass my PT test, or which jobs do my ASVAB scores unlock. Each has its own calculator below, grouped by topic and filtered by who you are.
Every DexoCalc military tool uses the tables in force today (the 2026 DFAS pay table, 2026 BAH and BAS, the 2.8% VA COLA and the current fitness standards of each branch), shows its formula and cites the official source, so you can check the math against your LES, myPay or a VA decision letter.
Mission finder
Filter all 39 military calculators by who you are, by topic or by keyword. Each one is checked against the official tables before it goes live.
I am a…Showing 39 of 39 calculators
No calculator matches that yet. Clear the filters, or tell us what you need through the contact page; reader requests decide what we build next.
Military Pay & Allowance Calculators
What actually lands in your account each month. These tools combine the 2026 DFAS basic pay table with housing, food and special pays so you can check your LES, plan a PCS move or price out a promotion.
Military Pay Calculator
Monthly basic pay, BAH, BAS and special pays by pay grade and years of service on the 2026 pay table, with an estimated take-home figure.
BAH Calculator
See the yearly and tax-free value of your Basic Allowance for Housing, your rent surplus, a PCS comparison and 2026 partial BAH and BAH Type II rates by grade.
Military Pay Raise Calculator
See what the 2027 raise means for your paycheck under the House tiered plan (7/6/5%) versus the Senate’s flat 3.6%.
Military Leave Calculator
Track the 2.5 days of leave you earn each month, see your use-or-lose date and estimate what selling back leave is worth.
Military to Civilian Salary Calculator
Translate your full military compensation, including tax-free allowances, into the civilian salary you would need to break even.
Military Separation Pay Calculator
Estimate full or half involuntary separation pay from your years of service and final monthly basic pay.
Military Retirement Calculators
Retirement is the biggest number in a military career and the easiest one to misjudge. These tools model the legacy High-3 pension, the Blended Retirement System, the TSP and reserve-component points.
Military Retirement Calculator
Project your High-3 or BRS pension, the monthly check after taxes and its lifetime value with cost-of-living adjustments.
Blended Retirement System (BRS) Calculator
Model the 2.0% pension multiplier, up to 5% TSP matching, continuation pay and the lump-sum option in one place.
Military TSP Calculator
Grow your Thrift Savings Plan balance with BRS automatic and matching contributions and see the value at retirement.
Reserve Retirement Calculator
Turn National Guard and Reserve retirement points into an estimated pension at age 60, or earlier with qualifying active service.
SBP Calculator
Weigh the monthly cost of the Survivor Benefit Plan against the annuity your spouse or children would receive.
Military Disability Retirement Calculator
Estimate Chapter 61 medical retirement pay (rating or 2.5% per year, up to 75%), the TDRL 50% minimum and the VA offset.
Military Buyback Calculator
Price the FERS military deposit (3% of basic pay plus 2026 interest) and see how much it adds to a federal pension.
VA Disability & Veterans Benefit Calculators
Built for veterans and their families. The VA does not add ratings together, so these tools apply the VA’s own combined-ratings method and 2026 compensation tables.
VA Disability Calculator
Combine multiple ratings with “VA math”, apply the bilateral factor and see your 2026 monthly compensation with dependents.
VA Combined Rating Calculator
See every step of VA math and the bilateral factor, and test what a new rating would do to your combined rating.
VA Back Pay Calculator
Estimate retroactive pay from your effective date using the rate that applied in each year of the back-pay period.
GI Bill Calculator
Estimate Post-9/11 GI Bill tuition, the monthly housing allowance for your school’s ZIP code and the books stipend.
CRDP & CRSC Calculator
Compare Concurrent Retirement and Disability Pay with Combat-Related Special Compensation to see which pays you more.
VA Pension Calculator
Estimate Veterans Pension, Housebound and Aid and Attendance from the 2026 MAPR, your income and medical costs.
VA Funding Fee Calculator
Find your VA home loan funding fee by loan type, down payment and first or subsequent use, and check if you are exempt.
Military PT Test & Body Composition Calculators
Every branch rewrote part of its fitness program between 2025 and 2026. Each tool is scored against the current service tables, and we note the effective date on every page.
AFT Calculator (Army Fitness Test)
Score all five Army Fitness Test events and check the 300-point general and 350-point combat standards.
Army Body Fat Calculator
Estimate body fat with the Army’s current tape method and see how far you are from your age-group limit.
Army Height and Weight Calculator
Check the Army screening table weight for your height, age and sex before a record test or enlistment.
Air Force PT Calculator
Score the 2026 PFRA on the official charts: 2-mile run or HAMR, push-ups, core and waist-to-height, with pass status and a points coach.
Navy PRT Calculator
Score push-ups, forearm plank and the 1.5-mile run or an alternate row or swim on all 22 Guide-5A age and sex charts.
Marine Body Fat Calculator
Check the new 0.52 waist-to-height ratio standard, with the body fat estimate as a second check.
Navy Body Fat Calculator
Run the Navy Body Composition Assessment (BCA) steps and see whether you pass on the first or second check.
Coast Guard PFT Calculator
Score push-ups, plank and a 1.5-mile run, 2000 m row or swim on the 2026 COMDTINST 6100.1 tables, with evaluation mark and retake dates.
Enlistment, ASVAB & Career Calculators
From MEPS to promotion boards. Use these to see which jobs your scores open up and how many points stand between you and your next stripe.
ASVAB Score Calculator
Turn subtest standard scores into branch line scores (Army, Marine Corps, Navy, Air Force) and see the jobs they qualify you for.
AFQT Score Calculator
Estimate your AFQT percentile from Arithmetic Reasoning, Math Knowledge and Verbal Expression, and see each branch’s enlistment tier.
Army Promotion Points Calculator
Add up military training, awards, education and AFT points for SGT and SSG and see where to gain the next 50.
Marine Composite Score Calculator
Calculate your Cpl or Sgt composite score from PFT, CFT, rifle, MCMAP, time in grade and education.
Military Time in Service Calculator
Count time in service, time in grade and days to ETS from your PEBD, DOR and contract end date.
Military Time, Date & Navigation Calculators
The everyday utilities service members, dispatchers, nurses and pilots use most. Fast, works offline once loaded and free of sign-ups.
Military Time Converter
Convert 12-hour time to 24-hour military time and back, with the spoken form (“fifteen-thirty hours”) and a printable chart.
Military Time Hours Calculator
Add or subtract 24-hour times and total a timecard across midnight shifts in hours and decimal hours.
Zulu Time Converter
Convert local time to Zulu (UTC) and military time-zone letters from Alpha to Zulu, including daylight-saving offsets.
Military Julian Date Calculator
Convert calendar dates to the military Julian date (YDDD or YYDDD) used on supply documents and back again.
MGRS Converter
Convert latitude and longitude to Military Grid Reference System coordinates and back, with the 100 km square identifier.
Mil-Dot Range Calculator
Estimate range from target size and the mil reading in your optic, in meters or yards.
2026 military pay & benefit numbers at a glance
These are the figures our calculators load by default. When a new table takes effect, we update the tool first and this table on the same day.
| Item | 2026 value | Effective | What it changes | Source |
|---|---|---|---|---|
| Basic pay raise | 3.8% | Jan 1, 2026 | Every cell of the basic pay table, all grades and components | CRS IF10260 |
| BAH (average) | +4.2% | Jan 1, 2026 | Housing allowance by duty ZIP, grade and dependents | Military.com |
| BAS, enlisted | $476.95 | Jan 1, 2026 | Monthly food allowance (officers $328.48) | Military.com |
| VA disability COLA | 2.8% | Dec 1, 2025 | Monthly compensation at every rating, plus TDIU, SMC and DIC | VA.gov |
| Military retiree COLA | 2.8% | Dec 1, 2025 | Retired pay and SBP annuities, paid from January 2026 | DFAS |
2027 military pay raise watch
On August 26, 2026 the President sent Congress an alternative pay plan setting the 7-6-5 tiers from January 1, 2027, unless the final FY2027 NDAA sets a different raise. Our Military Pay Raise Calculator lets you run both versions on your own grade, and we will switch it to the final number the day the bill is signed.
7% for E-5 and below, 6% for E-6 to O-3, 5% for O-4 and above
Flat raise for all grades, matching the ECI formula
Applies Jan 1, 2027 unless Congress enacts a different rate
Source: Congressional Research Service, FY2027 NDAA: Military Basic Pay Raise Proposal (IN12706).
2026 military PT tests compared
Fitness standards changed in every branch between 2025 and 2026. Here is what each test looks like now, and which calculator scores it.
| Branch & test | Events | Passing rule | What changed | Score it |
|---|---|---|---|---|
| Army · AFT | Deadlift, hand-release push-up, sprint-drag-carry, plank, 2-mile run | 60+ per event; 300 general, 350 combat standard | Replaced the ACFT on June 1, 2025; sex-neutral combat standard | AFT Calculator |
| Air Force · PFA | 2-mile run or 20 m HAMR, push-ups, core, waist-to-height | 75 of 100 plus each component minimum; cardio is 50 points | Charts effective Mar 1, 2026; scored testing since July 1, 2026; 75 composite and every minimum to pass | Air Force PT Calculator |
| Navy · PRT | Push-ups, forearm plank, 1.5-mile run (or an approved row, swim or bike) | Minimum level on every event for your age group | Two PFA cycles a year starting 2026 | Navy PRT Calculator |
| Marine Corps · PFT | Pull-ups or push-ups, plank, 3-mile run | 150 of 300; combat arms PMOS 210 on male tables | Combat arms rule and 0.52 waist-to-height standard from Jan 1, 2026 | Check the 0.52 waist-to-height screen with the Marine Body Fat Calculator |
| Coast Guard · PFT | 1-minute push-ups, forearm plank, then a 1.5-mile run, 2000 m row, 500 yd swim or 450 m swim | 45 of 100 points or more in every event, by age and sex | COMDTINST 6100.1 (June 16, 2026); mandatory official PFTs since July 1, 2026, twice a year for active duty | Coast Guard PFT Calculator |
Sources: army.mil/aft, af.mil, MyNavy HR, marines.mil (MARADMIN 613/25), COMDTINST 6100.1.
How we build and verify every military calculator
DexoCalc is independent and hand-built, not a content farm. Its developer has never worn the uniform and will never pretend to. The job here is narrower and checkable: copy the official tables without errors, show the formula and keep each tool current.
Source first
We start from the primary document: the DFAS pay table, the DTMO BAH file, the VA rate table or the branch’s fitness order. Blogs are never the source.
Formula in the open
Each page prints the formula, the assumptions and a worked example, so you can redo the math by hand.
Test the edges
We test boundary cases such as over-40 pay steps, the 0.5 rounding on VA ratings and age-group cutoffs, and compare results with the official charts.
Date-stamp it
Every tool shows the table year and the date it was last reviewed. When a rule changes, the page changes the same day.
Our update calendar
- DECEMBERVA disability and retiree COLA tables; NDAA pay raise once signed
- JANUARY 1New basic pay, BAH and BAS tables loaded into every pay tool
- AS PUBLISHEDBranch fitness orders, MARADMINs, NAVADMINs and Army directives
- EVERY QUARTERFull re-test of all 39 tools against the official charts
Update log
- OCT 30, 2026Military Pay Raise Calculator published (7-6-5 plan vs 3.6%)
- OCT 30, 2026Hub launched with 39 calculators mapped; 2027 pay raise watch added
- OCT 2026Air Force PT Calculator built for the new PFA (2-mile run / HAMR)
- OCT 2026AFT Calculator published with the 350-point combat standard
Related calculator hubs
Military calculators FAQ
Military calculators are online tools that turn official military tables into personal answers: your monthly pay and BAH, your retirement pension, your VA disability rating, your PT test score, your ASVAB line scores or a 24-hour time conversion. DexoCalc’s tools are free, run in your browser and are checked against DFAS, VA and service publications.
No. DexoCalc is an independent site and is not affiliated with the Department of Defense, any branch of service or the Department of Veterans Affairs. Our results are estimates built from the official published tables. Your Leave and Earnings Statement (LES), myPay, your unit’s fitness program or the VA decide your official numbers.
Military basic pay rose 3.8% for all ranks, effective January 1, 2026. The average Basic Allowance for Housing rose 4.2%, and BAS became $476.95 a month for enlisted members and $328.48 for officers.
The President’s August 26, 2026 pay plan sets 7% for E-1 to E-5, 6% for E-6 to O-3 and 5% for O-4 and above from January 1, 2027, and the House NDAA matches it. The Senate committee bill provides a flat 3.6%. The plan applies unless the final NDAA, usually signed in December, sets a different rate. Our Military Pay Raise Calculator shows both for your grade.
BAH depends on three things: the ZIP code of your duty station (its Military Housing Area), your pay grade and whether you have dependents. Rates are set each year from local rental and utility costs and are tax-free. Our BAH calculator turns your rate into its yearly and taxable-equivalent value, compares two duty stations and lists 2026 partial BAH and BAH Type II rates.
The VA uses a whole-person method rather than adding percentages. Ratings are applied from highest to lowest against the remaining healthy percentage, then the result is rounded to the nearest 10. For example, 50% and 30% combine to 65%, which rounds to a 70% combined rating.
The Army Fitness Test (AFT) became the Army’s test of record on June 1, 2025, replacing the ACFT. It has five events, requires at least 60 points per event and uses a 300-point general standard and a 350-point sex-neutral combat standard for designated combat specialties.
For times from 1:00 a.m. to 12:59 p.m., drop the colon and add a leading zero if needed (9:15 a.m. becomes 0915). For 1:00 p.m. to 11:59 p.m., add 12 to the hour (3:30 p.m. becomes 1530). Midnight is 0000, and you say the time as “fifteen-thirty hours”.
The ASVAB is the full aptitude battery of nine or ten subtests. The AFQT is a percentile from 1 to 99 built from four of them (Arithmetic Reasoning, Mathematics Knowledge, Word Knowledge and Paragraph Comprehension), and it decides whether you can enlist. ASVAB line scores decide which jobs you qualify for.
Every calculator is designed, coded and tested by Manzoor Ahmad, a pharmacist turned calculator developer and web designer with more than 13 years of web development experience. He is not a service member, so each tool is built only from official published tables and cites them on the page.
We review the hub and every tool when official numbers change: each January for basic pay, BAH and BAS, each December for VA and retiree cost-of-living adjustments, and whenever a branch publishes new fitness tables. The update log on this page shows the latest change.
No. Every calculation runs in your own browser. We do not ask for your name, Social Security number, DoD ID or service records, and nothing you type is sent to our servers.
Manzoor Ahmad
Calculator developer & web designer · 13+ years in web development and SEO
I am a pharmacist turned tech geek, and I design, code and test every calculator on DexoCalc myself. Pharmacy taught me one habit that matters here: a number is only as good as the table it came from, so I double-check every dose, and now every pay cell. I have not served in the military. That is exactly why each tool on this hub is built only from DFAS, DoD, VA and service publications, prints its formula and links its sources, so a soldier, sailor, airman, Marine, Guardian, Coast Guardsman or veteran can check my work line by line.
Sources & references
- DFAS: Military Pay Tables
- DoD Travel (DTMO): Basic Allowance for Housing
- VA: Current Veterans Disability Compensation Rates
- CRS: Defense Primer, Military Pay Raise (IF10260)
- CRS: FY2027 NDAA Military Basic Pay Raise Proposal (IN12706)
- DoD Office of Military Compensation
- U.S. Army: Army Fitness Test
- U.S. Air Force: Fitness test requirements update
- U.S. Marine Corps: Updated physical fitness standards
- Official ASVAB: Scores and AFQT
Disclaimer: DexoCalc is an independent website and is not affiliated with, endorsed by or connected to the U.S. Department of Defense (Department of War), any branch of the Armed Forces or the Department of Veterans Affairs. Results are educational estimates based on published tables. Your official pay, benefits, ratings and test scores are determined by DFAS, the VA and your command. Use of military branch names does not imply endorsement.
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