All Calculators

Financing + Real ROI Analysis · DSCR · Cap Rate · Cash-on-Cash Investment Property Mortgage Calculator Most calculators stop at your monthly payment. This one goes further — DSCR, cap rate, cash-on-cash return, and true monthly cash flow after vacancy, management, and maintenance, so you can tell if a rental deal actually works before you […]

28/36 Rule · 25% Take-Home Rule · Salary Multiplier — Side by Side Mortgage Calculator By Income Enter your income once, in whatever pay frequency you actually get paid in, and see three different answers to “how much house can I afford” — the lender’s 28/36 rule, the conservative 25% take-home rule, and the quick

Affordability-First · FHA/VA/USDA/Conventional 3% · MCC Tax Credit Estimator First-Time Home Buyer Mortgage Calculator Instead of picking a home price and hoping the math works, start with your income and see what you can actually afford — across FHA, VA, USDA, and Conventional 3% programs, plus your potential Mortgage Credit Certificate tax credit. Reviewed for

Chattel vs. Real Property · Lot Rent · FHA Title I & II Limits Mortgage Calculator For Manufactured Home Compare a chattel loan against a real property mortgage on the same manufactured home, factor in monthly lot rent if you’re on leased land, and see your true monthly cost either way — not just a

5/6 · 7/6 · 10/6 ARM · SOFR + Margin · Rate Cap Modeling Adjustable Rate Mortgage Calculator Model your ARM’s intro payment, then see exactly what happens at the first adjustment and over the life of the loan under your real rate caps — best case, expected case, and the worst case you should

2026 Guarantee Fee · Zero-Down Math · Income Eligibility Check USDA Mortgage Calculator See your real USDA loan payment — the 1% upfront guarantee fee, the 0.35% annual fee, and a full PITI breakdown — plus a quick check on whether your household income fits USDA’s 115% area median income rule. Reviewed for accuracy: August

2026 PMI Rate Tiers · Cancellation Timeline · Now Tax-Deductible Mortgage Calculator With PMI See your real monthly private mortgage insurance cost by credit score and down payment, your full PITI + PMI payment, and the exact month PMI can legally disappear — both the date you can request it and the date your lender

Extra Payments · Lump Sum · Annual Bonus Payment Mortgage Calculator With Extra Payments & Lump Sum Stack a recurring extra monthly payment, a one-time lump sum, and an annual bonus payment on top of your normal mortgage — then see your exact new payoff date and how much interest disappears. Real amortization math, not

2026 MIP Rates · Updated Loan Limits FHA Mortgage Calculator See your real FHA monthly payment — upfront MIP, annual MIP, taxes, insurance, and the 3.5% vs. 10% down payment split based on your credit score, all calculated the way an FHA underwriter actually does it. Reviewed for accuracy: August 2026 · MIP data from

2026 Rates · Updated Funding Fee Table VA Mortgage Calculator Estimate your true monthly VA loan payment — including the 2026 VA funding fee, first-use vs. subsequent-use rates, disability exemption status, and full PITI breakdown. Built for veterans, active-duty service members, and Guard/Reserve borrowers who want a real number, not a rough guess. Reviewed for