Florida Income Tax Calculator
Florida charges $0 in state income tax — so this tool shows exactly what comes out of your paycheck instead: federal tax, Social Security, and Medicare — plus a Tax Health Score, raise calculator, and a clear look at what you’d pay if you lived somewhere else.
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Why Florida Has No State Income Tax
Florida’s ban on a personal income tax isn’t a recent policy choice — it’s written directly into Article VII, Section 5 of the Florida Constitution, and changing it would take a constitutional amendment approved by 60% of Florida voters statewide. That high bar, combined with how politically popular the no-income-tax status is for the state’s tourism and real-estate economy, makes it one of the most durable tax protections in the country. Whether you’re a server in Orlando earning $32,000 or a hedge fund manager in Miami earning $2 million, your state income tax bill is identical: zero.
Florida funds itself differently — primarily through consumption. Sales tax brings in roughly three-quarters of the state’s general revenue, with a 6% statewide rate that counties can push up to 8.5% with local surtaxes. A notable detail most residents never think about: of every dollar Florida collects in general sales tax, an estimated 16 cents comes from tourists rather than residents, which is a meaningful reason the state can run a no-income-tax model without the same revenue strain a similarly sized state might face. Property taxes, set independently by each county and school district, average a relatively modest 0.78%–0.83% effective rate — and homeowners get extra protection from the Save Our Homes cap, which limits annual assessed-value increases to 3% (or the inflation rate, if lower) for a primary residence.
An advantage Florida has that many no-tax states don’t: it also charges no estate tax and no inheritance tax, on top of having no income tax — making it one of the only states with neither levy, which is part of why it remains a magnet for retirees moving both income and assets out of higher-tax states.
Frequently Asked Questions
Yes. Florida’s constitution prohibits a personal income tax on individuals, so your paycheck has no state withholding line — only federal income tax, Social Security, and Medicare are deducted.
Primarily through sales tax (about 75% of general revenue), with a meaningful share coming from the roughly 130 million tourists who visit Florida each year, plus locally administered property taxes that fund schools and municipal services.
No. Since Florida has no state income tax, none of your retirement income — Social Security, pensions, 401(k) or IRA withdrawals, or annuities — is taxed at the state level.
No. Florida charges neither an estate tax nor an inheritance tax, which combined with having no income tax makes it one of the most favorable states in the country for retirees and estate planning.
It would require a constitutional amendment approved by a 60% supermajority of Florida voters statewide — a high enough bar, combined with strong political opposition, that most tax analysts consider it extremely unlikely in the foreseeable future.
Florida leans more heavily on sales tax than most states, and the Tax Foundation has ranked its overall tax structure as one of the more regressive in the country — meaning lower earners feel sales tax more relative to their income than higher earners do.
Yes. Florida’s constitution prohibits a personal income tax on individuals, so your paycheck has no state withholding line — only federal income tax, Social Security, and Medicare are deducted.
Primarily through sales tax (about 75% of general revenue), with a meaningful share coming from the roughly 130 million tourists who visit Florida each year, plus locally administered property taxes that fund schools and municipal services.
No. Since Florida has no state income tax, none of your retirement income — Social Security, pensions, 401(k) or IRA withdrawals, or annuities — is taxed at the state level.
No. Florida charges neither an estate tax nor an inheritance tax, which combined with having no income tax makes it one of the most favorable states in the country for retirees and estate planning.
It would require a constitutional amendment approved by a 60% supermajority of Florida voters statewide — a high enough bar, combined with strong political opposition, that most tax analysts consider it extremely unlikely in the foreseeable future.
Florida leans more heavily on sales tax than most states, and the Tax Foundation has ranked its overall tax structure as one of the more regressive in the country — meaning lower earners feel sales tax more relative to their income than higher earners do.
Methodology: Calculations use the 2025 IRS federal tax brackets, standard deductions, and Child Tax Credit rules, plus 2025 Social Security (6.2% to the $176,100 wage base) and Medicare (1.45% + 0.9% additional Medicare tax) rates. Florida levies no state or local income tax, so no state calculation applies. Relocation comparisons use simplified, single-bracket-set estimates of other states’ income tax and exclude property/sales tax and cost-of-living differences. This tool provides estimates for planning purposes only and is not tax, legal, or financial advice.